T & Cs
* Approved applicants only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter into their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount applies. Total financed amount is payable by equal monthly instalments and cannot exceed 80% of your total credit limit. If you fail to pay a fixed monthly instalment, interest (charged at the Expired Promotional Rate, currently 26.49%) is payable on the missed instalment. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 26.30% p.a.) applies if purchase amount not repaid in Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change - see humm90.com/au. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Offer valid from 21/2/25 to 20/3/25. **UP TO $1,000 MANUFACTURER’S REBATE: Offer limited to purchases on Stratco Outback or Pavilion Patios. Eligible patio purchases must be over 15m2 in area. Patio purchases with area from: 15m2 – 24m2 will receive a $250 rebate; 24.1m2
– 40m2 will receive a $500 rebate; larger than 40m2 will receive a $1,000 rebate. Rebate is deducted from quoted price. Excludes catalogue items and can not be used in conjunction with any other promotional or discount offer. Offer limited to one rebate per household. Offer is only valid with purchases made through Stratco Home Improvement Stores and Authorised Stratco Outback Dealers. Eligible purchases must have paid deposit between 21/2/25 and 20/3/25.
Do you have questions or want to request an in-home quote?
Building Your Dream Home
FREE Underfloor Heating with Your Bathroom Renovation!
Are you dreaming of a warm, luxurious bathroom this winter? For a limited time, Create Build Enjoy is offering FREE underfloor heating with every bathroom renovation!
Upgrade your space with expert craftsmanship, high-quality finishes, and the ultimate comfort of toasty, warm floors—all at no extra cost! Conditions apply.
Building Your Dreams with an Interest-Free Offer!
EXCLUSIVE INTEREST-FREE* OFFERS AT CREATE BUILD ENJOY (STRATCO)
Looking for an easy way to Build with Create Build Enjoy (Stratco) with long-term interest-free financing? Look no further! With humm90, you can access fantastic interest-free* finance deals.
To enjoy this exclusive offer, simply shop at Create Build Enjoy (Stratco) and opt to pay with humm90. Then, spread your payments into manageable interest-free* monthly instalments. It's hassle-free and convenient!
Both new and existing customers can benefit from long-term interest-free shopping at Create Build Enjoy (Stratco) when using humm90. Don't have a humm90 card yet? No worries! Just click the apply button below to start using humm90's long-term interest-free finance*.
Approval with humm90 is quick and easy. Keep in mind that minimum purchase limits may apply, so be sure to check with the retailer to see if your purchase qualifies. Terms, conditions, and eligibility criteria apply*.
*Minimum spend and interest-free offer periods may vary by retail partner. An Annual Account Fee and establishment fee may apply to new cardholders. Please note that paying only the minimum monthly payments will not fully repay the loan before the end of the interest-free period. A Standard Interest Rate applies to any outstanding balance at the end of the interest-free period. Lending criteria, fees, terms, and conditions apply. Rates and fees are subject to change.
